WIRE — Namibia faces a deep housing crisis, yet its financial regulatory framework continues to treat a basic human need and a depreciating luxury asset as if they carry the same weight. Commercial banks and the Namibia Financial Institutions Supervisory Authority currently apply a universal affordability rule: monthly debt repayments should not exceed about 30% to 33% The post Reforming Affordability: How Smarter Credit Rules Can Unlock Housing for Namibians appeared first on The Namibian.
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